A rule of thumb is to keep credit card balances below 30% of the total credit limit. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Card Details. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. This may open a replacement window on your screen with a form . 2 stars. Standard message rates apply. to Improve Credit, Removing How The address is: How do I get a credit card for the first time? National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. You are here: for No Credit, Cards The minimum security deposit for this card is $200. Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. This card is not EMV enabled and there are no plans to include it, so some merchants are declining non-EMV (chip) cards. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). Deposits under any of these tradenames are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.. Go Rewards Visa Gold Credit Card: All purchases at or payments to establishments including but not limited to gasoline stations, online purchases, drugstores and supermarket are eligible to earn Go Rewards Points. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. In, Rent & Utility All of these cards do come with annual fees, so remember to make sure you understand what these are. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Subject to other banks restrictions and fees. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Wallethub doesnt charge for this service. Overall Satisfaction Rating. How to apply for a Green Dot Platinum Visa secured credit card It's relatively easy to qualify for a Green Dot Platinum Visa secured credit card. Unapproved checks will not be loaded to your card or account. Learn more at http://www.greendot.com/overdraft. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. Approval review usually takes 3-5 minutes but may take up to one hour. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a . 2.00% Annual Percentage Yield. Your Credit, Repairing Approval review usually takes 3-5 minutes but may take up to one hour. Hire the best financial advisor for your needs. Opt-in required. All checks subject to review for approval. We are committed to being fully transparent with our readers. Enter your cell phone number and well send you a link to install the WalletHub app. WalletHub Answers is a free service that helps consumers access financial information. 1 Other fees apply. 2.50% Annual Percentage Yield (APY) as of October 2022. Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Rebuilding. With the Aspire Mastercard Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. 1 stars. APY may change before or after you open an account. Initial and ongoing direct deposits are required for overdraft coverage. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in theprevious monthly period. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Cards for Bad Credit, All What Is a Good Credit Prompt notice is required. Your card will be deactivated and a new one sent. Visit, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022 and may change before or after you open an account. Box 9206 Old Bethpage, NY 11804-9201. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Not a gift card. You may only transfer money in or out of the Vault 20 times per day. Posts, Credit Card Payoff If you can't activate your Green Dot card, you should contact customer service at (866) 795-7597. nj dmv locations Once you're on the homepage of the Green Dot Platinum card, you'll get to click on the "Card Activation" option located on the top-right corner of the screen. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. Fees on your primary deposit account may reduce earnings on your savings account. All third-party names and logos are trademarks of their respective owners. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Additional customer verification may be required. Must be 18 or older to purchase. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Limits apply.. Calculators, Log Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. Offer sponsored by Ingo Money. Loans, Small Visit https://www.fdic.gov/regulations/resources/rates/to learnmore. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Green Dot prepaid debit cards offer a solid banking alternative for consumers. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. Opinions expressed here are the authors and/or WalletHub editors'. 3. As we gain more information about the approval rates, we will update them here. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. You can make your monthly payments at any participating retailer. Not a gift card. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Opt-in required. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. Reasonable efforts are made Credit, All About Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. Limits apply. And byMastercard International Inc. Mastercard and the circles designare registered trademarks of Mastercard InternationalIncorporated. SeeAccount Agreementfor details. Cards, Cards Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. 24/7 everyday banking to help you better access, budget and manage your money. MonitoringTrack It, Cash Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Be automatically considered for a higher credit line in as little as 6 months. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Do you get refunded for World Series tickets? How can I request for a new Greendot card? Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. Calculator, See All $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. You can also pick a credit line of anywhere from $200-$5,000. . It, Cards That Are Easy to How do I check my Capital One QuicksilverOne balance? See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Activated, chip-enabled GO2bank card required to purchase eGift Cards. The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below: Minimum age of the applicant must be 18 years and maximum should be 65 years. Fees on your primary deposit account may reduce earnings on your savings account. Law Review, CreditRepair.com Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Must be 18 or older to purchase. This website contains hyperlinks to websites, which are not operated by Green Dot. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Additional customer verification may be required. Unapproved checks will not be loaded to your card or account. Log into the Green Dot app. When on a mobile device, tap on * to view disclosures. What is the Green Dot customer service phone number? Overdraft protection up to $200 Apply for a secured credit card. Fuel surcharge waiver. Opinions expressed here are the authors and/or WalletHub editors'. Account must be in good standing and chip-enabled debit card activated to opt in. write one now. * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. * When on a desktop, hover over * to view important disclosures. I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. Includes most Visa, Mastercard, and Discover cards. Active personalized card required. Reviews, Rent Limits and fees may apply. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. See If You Pre-Qualify. Learn more. This credit card offer is currently unavailable. Ratio Calculator, See To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Limits, qualifications, and enrollment requirements may apply. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. Account must be in good standing and chip-enabled debit card activated to opt-in. ReportingBuild It, Identity ProtectionGuard Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Instead, your line of credit is backed up by a refundable security deposit that you have to put down to open the account. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. APY maychange before or after you open an account. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Consumers can apply for the Green Dot Platinum Visa card online in minutes. Apply For Green Dot Platinum Credit Card. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Fees on your primary deposit account may reduce earnings on your savings account. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. SeeDeposit Account Agreement for details at GO2bank.com. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Debt, All The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating read full answerretail store for $4.95 after your card arrived. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. * When on a desktop, hover over * to view important disclosures. Overdrafts are paid at our discretion. You can put down anything from $200 to $5,000. Account must be in good standing and chip-enabled debit card activated to opt in. Check the information is accurate and submit your application. Review, Dispute Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. About Credit Scores, Personal It's free and available to anyone, whether or not you have a Capital One product. This can be a great way to help improve your credit. Score Guide, Credit Additional criteria may apply which can affect your eligibility and your overdraft coverage. Fees and limits apply to debit card transfers. Overdraft protection is only available on eligible Demand Deposit Accounts. 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